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Frequently Asked Questions

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  2. FAQs
  • Drink Driving (DR10, DR20, DR30, DR40, DR50 and DR60)
  • Careless Driving (CD10, CD20, CD30, CD40, CD50, CD60 and CD70)
  • Reckless/Dangerous Driving (DD10, DD40, DD60, DD80 and DD90)
  • Uninsured Driving (IN10)

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0161 388 2539

Useful information on insurance and convictions

Why is it hard to find insurance with convictions?

Within the insurance arena, motor convictions have always received a bad rep. Insurers are very quick to labelise and stereotype about a driver’s behaviour. You may have been caught drink driving and it was a life changing event – but all the insurer sees is a DR10 conviction on your record.

The truth is most insurers are interested in safe insurance risks. If you have a motor conviction – particularly a serious one like a DR10, IN10, DD10 or TT99 – the majority of insurers will either not quote or charge you an extortionate price. The only option, unless you want to pay over the odds, is to shop around for your convicted driver insurance.

Are comparison sites always the answer?

It’s a common setiment that the cheapest and most convenient way to find cheap car, bike or van insurance is on a comparison site. Well this isn’t always true, especially if you have motor endorsements on your licence. The reality is insurers need to ask more questions, when it comes to convictions, than you can ask on an online website. To benefit from the cheapest insurance possible with convictions, the quote process takes a little longer when it’s done properly.

When you visit a comparison site and enter a motor conviction, one of two things usually happens at the result page. Very few companies quote and/or when you contact them they will change the price and charge you even more! It’s quite a deceiving process.

We recommend that you speak to a specialist who can understand your needs and contact enough insurers, with proven track records, to negotiate you the best rates. That’s our approach anyway – we’ll do all the hard work for you and pressure our insurers to get you the best rates.

How we work?

Quite simple. Either call us for free on the above number or leave a few details and we’ll contact you.

Once we have your details, we’ll understand your driving experience and history, then make a few enquiries on your behalf. It doesn’t take us too long, and will shortly compare prices from our specialist panel and deliver you the cheapest quote with the best cover.

We are very experienced at finding convicted driver insurance and will ensure the policy we provide suits your needs.

What categories of convictions can we help with?

All of them. We’ve developed our business to provide competitive insurance for all forms of motor convictions. It doesn’t matter whether for uninsured driving, drink driving, reckless/dangerous driving, bans/disqualifications, we can help with them all.

We can help with associated risks too such as impounded and seized car insurance. In fact anything non-standard relating to car, bike or van insurance we can help with. So give us a call if you have criminal convictions, a modified vehicle, a previously written off vehicle or anything else for that matter.

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    © Convicted Car Insurance 2025. Convicted Car Insurance is a trading name of Emergency Compare Ltd. Registered office Suite D, Astor House, 282 Lichfield Road, Sutton Coldfield, B74 2UG. Company number 7728912. Emergency Compare Ltd is an Appointed Representative of Alternative Propositions Ltd, authorised and regulated by the Financial Conduct Authority | Website developed by WebTech Solutions